Wall Street analyst estimates for The Hanover Insurance Group, Inc. (THG): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 10 |
| Hold | 12 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 22 |
| Avg rating (1-5) | 0.46 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-28 | $4.42 | ||
| 2026-07-28 | $5.31 | $3.84 | +38.3% |
| 2026-04-29 | $5.25 | $4.14 | +26.8% |
| 2026-02-03 | $5.79 | $5.03 | +15.1% |
| 2025-10-29 | $5.09 | $3.79 | +34.3% |
| 2025-07-30 | $4.35 | $3.07 | +41.7% |
| 2025-04-30 | $3.87 | $3.58 | +8.1% |
| 2025-02-04 | $5.32 | $3.45 | +54.2% |
Valuation Ratios
| P/E Ratio | 10.34 |
| Price / Book | 2.12 |
| EV / EBITDA | 8.18 |
| Dividend Yield | 1.73% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.97B | $4.27B | $4.47B | $4.89B | $4.82B | $5.16B | $5.43B | $5.96B | $6.22B | $6.60B |
| Cost of Revenue | $3.35B | $3.42B | $3.62B | $3.79B | $3.80B | $4.12B | $4.72B | $5.31B | $4.98B | $3.73B |
| Gross Profit | $616.0M | $847.6M | $849.7M | $1.10B | $1.02B | $1.04B | $716.3M | $652.9M | $1.24B | $2.87B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | $550.0M | $554.7M | $567.2M | $576.4M | $577.6M | $521.4M | $572.3M | $611.8M | $699.9M | $2.02B |
| Operating Income | $66.0M | $292.9M | $282.5M | $522.1M | $444.8M | $521.3M | $144.0M | $41.1M | $537.8M | $843.8M |
| EBITDA | $148.1M | $368.2M | $352.2M | $581.2M | $500.1M | $572.2M | $191.0M | $81.5M | $573.4M | $882.4M |
| Interest Expense | $51.4M | $45.2M | $45.1M | $37.5M | $37.1M | $34.0M | $34.1M | $34.1M | $34.1M | $43.2M |
| Pre-tax Income | $66.0M | $292.9M | $282.5M | $522.1M | $444.8M | $521.3M | $144.0M | $41.1M | $537.8M | $843.8M |
| Income Tax | -$1.0M | $76.8M | $43.5M | $93.1M | $82.8M | $101.3M | $27.2M | $7.6M | $112.5M | $183.1M |
| Net Income | $155.1M | $186.2M | $391.0M | $425.1M | $358.7M | $422.8M | $116.0M | $35.3M | $426.0M | $662.5M |
| EPS | $3.63 | $4.38 | $9.24 | $11.07 | $9.51 | $11.79 | $3.21 | $0.98 | $11.85 | $18.51 |
| EPS (Diluted) | $3.59 | $4.33 | $9.09 | $10.46 | $9.42 | $11.49 | $3.21 | $0.98 | $11.70 | $18.51 |
| Shares Outstanding (Diluted) | $43.2M | $43.0M | $43.0M | $40.6M | $38.1M | $36.4M | $36.1M | $36.1M | $36.4M | $35.7M |
Price
| Price | $220.40 |
| Market Cap | $7.7B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Insurance - Property & Casualty
More sections of THG: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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