Demonstrações financeiras detalhadas de Bank of Hawaii Corporation (BOH): demonstração de resultados, balanço patrimonial e fluxo de caixa. Acompanhe a evolução de margens, dívida, liquidez e rentabilidade ano a ano com até 20 anos de histórico.
Resumo da Análise
Bank of Hawaii Corporation registou receitas de $1.06B no último exercício, com um CAGR de 5 anos de 7.8%. O lucro líquido atingiu $205.9M, com CAGR de 5 anos de 6.0%.
Margens dos últimos 12 meses: margem bruta 69.6%, margem operacional 28.1%, margem líquida 21.9%. O fluxo de caixa livre cresceu a CAGR de 10.3% em 5 anos.
Demonstração de Resultados (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| Receita | $650.9M | $689.2M | $719.1M | $770.7M | $730.8M | $689.4M | $754.9M | $965.8M | $1.03B | $1.06B |
| Custo da Receita | $45.1M | $63.5M | $77.2M | $105.7M | $167.9M | -$21.1M | $49.0M | $322.4M | $408.3M | $361.8M |
| Lucro Bruto | $605.8M | $625.8M | $641.9M | $665.1M | $562.9M | $710.5M | $705.9M | $643.4M | $621.2M | $699.8M |
| P&D | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Despesas Gerais e Administrativas | $214.0M | $212.4M | $220.9M | $221.3M | $213.1M | $234.8M | $241.8M | $255.9M | $256.4M | $273.2M |
| Despesas Operacionais | $346.2M | $357.7M | $371.6M | $379.2M | $373.8M | $384.9M | $415.3M | $416.3M | $423.3M | $437.9M |
| Lucro Operacional | $259.6M | $268.1M | $270.2M | $285.8M | $189.1M | $325.6M | $290.6M | $227.1M | $197.9M | $262.0M |
| EBITDA | $272.5M | $281.1M | $284.6M | $315.7M | $221.6M | $358.1M | $323.9M | $260.1M | $229.4M | $292.4M |
| Despesas com Juros | $40.3M | $46.6M | $63.8M | $89.7M | $50.1M | $29.4M | $56.8M | $313.4M | $397.2M | $350.3M |
| Lucro Antes de Impostos | $259.6M | $268.1M | $270.2M | $285.8M | $189.1M | $325.6M | $290.6M | $227.1M | $197.9M | $262.0M |
| Imposto | $78.1M | $83.4M | $50.6M | $59.9M | $35.3M | $72.2M | $64.8M | $55.9M | $47.9M | $56.1M |
| Lucro Líquido | $181.5M | $184.7M | $219.6M | $225.9M | $153.8M | $253.4M | $225.8M | $171.2M | $150.0M | $205.9M |
| LPA | $4.26 | $4.37 | $5.26 | $5.59 | $3.87 | $6.29 | $5.50 | $4.16 | $3.48 | $4.66 |
| LPA Diluído | $4.23 | $4.33 | $5.23 | $5.56 | $3.86 | $6.25 | $5.48 | $4.14 | $3.46 | $4.62 |
| Ações em Circulação (Diluídas) | $42.9M | $42.6M | $42.0M | $40.6M | $39.9M | $40.1M | $39.8M | $39.4M | $39.7M | $40.0M |
Demonstração de Resultados (Trimestral)
| Ano | 2025-Q3 | 2025-Q4 | 2026-Q1 | 2026-Q2 |
|---|
| Receita | $271.9M | $271.4M | $263.5M | $269.4M |
| Lucro Bruto | $178.4M | $187.0M | $190.5M | $193.3M |
| Lucro Operacional | $67.8M | $77.6M | $74.5M | $82.2M |
| EBITDA | $75.5M | $85.1M | $82.2M | $82.2M |
| Lucro Líquido | $53.3M | $60.9M | $57.4M | $63.8M |
| LPA | $1.21 | $1.40 | $1.32 | $1.48 |
| LPA Diluído | $1.20 | $1.39 | $1.30 | $1.48 |
Balanço (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| Caixa e Equivalentes | $172.3M | $266.4M | $327.1M | $304.1M | $281.1M | $198.9M | $320.4M | $1.00B | $763.6M | $946.5M |
| Investimentos de Curto Prazo | $2.19B | $2.23B | $2.01B | $2.62B | $3.79B | $4.28B | $2.84B | $2.41B | $1.85B | 0 |
| Contas a Receber | $266.1M | $279.6M | $245.3M | $187.8M | $167.8M | $160.7M | $139.9M | $141.2M | $172.1M | $69.9M |
| Estoque | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Ativos Circulantes | $2.63B | $2.79B | $2.59B | $3.13B | $4.26B | $4.65B | $3.32B | $3.57B | $2.81B | $1.02B |
| Imobilizado | $113.5M | $130.9M | $151.8M | $289.2M | $299.2M | $295.0M | $299.1M | $281.0M | $264.6M | $283.2M |
| Ágio | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M | $31.5M |
| Ativos Intangíveis | $23.7M | $24.6M | $24.3M | $25.0M | $19.7M | $22.3M | $22.6M | $20.9M | $19.2M | 0 |
| Ativos Totais | $16.49B | $17.09B | $17.14B | $18.10B | $20.60B | $22.78B | $23.61B | $23.73B | $23.60B | $24.18B |
| Contas a Pagar | $5.3M | $6.9M | $8.3M | $8.0M | $5.1M | $2.5M | $9.7M | $41.0M | $34.8M | 0 |
| Dívida de Curto Prazo | $533.0M | $505.3M | $504.5M | $604.3M | $600.6M | $450.5M | $725.5M | $150.5M | $100.0M | $92.4M |
| Passivos Circulantes | $14.86B | $15.40B | $15.54B | $16.40B | $18.82B | $20.81B | $21.35B | $21.25B | $20.77B | $92.4M |
| Dívida de Longo Prazo | $257.2M | $250.0M | $125.0M | $75.0M | $50.0M | 0 | $400.0M | $550.0M | $550.0M | 0 |
| Passivos Totais | $15.33B | $15.86B | $15.88B | $16.81B | $19.23B | $21.17B | $22.29B | $22.32B | $21.93B | $22.33B |
| Reservas | $1.42B | $1.51B | $1.64B | $1.76B | $1.81B | $1.95B | $2.06B | $2.11B | $2.13B | $2.21B |
| Patrimônio Líquido | $1.16B | $1.23B | $1.27B | $1.29B | $1.37B | $1.61B | $1.32B | $1.41B | $1.67B | $1.85B |
| Dívida Total | $800.9M | $766.0M | $640.1M | $798.1M | $768.5M | $564.1M | $1.24B | $805.4M | $747.1M | $92.4M |
| Dívida Líquida | -$1.56B | -$1.73B | -$1.69B | -$2.13B | -$3.30B | -$3.91B | -$1.93B | -$2.60B | -$1.87B | -$854.1M |
| Capital de Giro | -$12.23B | -$12.61B | -$12.95B | -$13.27B | -$14.56B | -$16.16B | -$18.03B | -$17.68B | -$17.96B | $924.0M |
Balanço (Trimestral)
| Ano | 2025-Q3 | 2025-Q4 | 2026-Q1 | 2026-Q2 |
|---|
| Caixa e Equivalentes | $985.2M | $946.5M | $425.1M | $452.8M |
| Ativos Totais | $24.01B | $24.18B | $23.91B | $23.84B |
| Passivos Totais | $22.22B | $22.33B | $22.06B | $21.97B |
| Patrimônio Líquido | $1.79B | $1.85B | $1.85B | $1.88B |
| Dívida Total | $699.9M | $92.4M | $91.2M | $93.6M |
Fluxo de Caixa (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| Lucro Líquido | $181.5M | $184.7M | $219.6M | $225.9M | $153.8M | $253.4M | $225.8M | $171.2M | $150.0M | $205.9M |
| Depreciação e Amortização | $12.9M | $13.0M | $14.4M | $29.9M | $32.5M | $32.6M | $33.2M | $33.0M | $31.5M | $30.2M |
| Compensação em Ações | $6.8M | $7.4M | $8.1M | $8.3M | $7.6M | $13.3M | $16.1M | $15.7M | $14.4M | $16.2M |
| Variação Capital de Giro | $1.8M | -$60.6M | $27.8M | -$20.0M | -$127.9M | $28.0M | $13.6M | -$85.5M | -$32.9M | -$52.9M |
| Fluxo de Caixa Operacional | $226.5M | $175.1M | $317.9M | $234.2M | $146.4M | $377.2M | $333.0M | $150.2M | $178.4M | $218.3M |
| CapEx | -$15.2M | -$30.5M | -$35.3M | -$53.9M | -$33.3M | -$22.4M | -$28.8M | -$9.4M | -$9.7M | -$34.1M |
| Aquisições | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Recompra de Ações | -$61.8M | -$47.1M | -$92.0M | -$137.6M | -$18.0M | -$31.3M | -$55.1M | -$14.3M | -$5.3M | -$8.8M |
| Dividendos Pagos | -$81.2M | -$87.1M | -$98.5M | -$105.5M | -$107.4M | -$113.6M | -$120.4M | -$119.7M | -$125.0M | -$134.0M |
| Fluxo de Caixa Livre | $211.4M | $144.7M | $282.6M | $180.3M | $113.1M | $354.8M | $304.2M | $140.8M | $168.8M | $184.3M |
Fluxo de Caixa (Trimestral)
| Ano | 2025-Q3 | 2025-Q4 | 2026-Q1 | 2026-Q2 |
|---|
| Fluxo de Caixa Operacional | $38.5M | $80.9M | $39.0M | $97.4M |
| CapEx | $17.2M | -$8.2M | -$20.9M | $20.9M |
| Fluxo de Caixa Livre | $55.7M | $72.7M | $18.2M | $118.3M |
| Dividendos Pagos | -$33.5M | -$33.5M | -$33.6M | -$33.2M |
| Compensação em Ações | $4.2M | $4.6M | $7.5M | $2.7M |
Crescimento e Margens (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| Crescimento Receita (anual) | | +5.9% | +4.3% | +7.2% | -5.2% | -5.7% | +9.5% | +27.9% | +6.6% | +3.1% |
| Crescimento Lucro Líquido (anual) | | +1.8% | +18.9% | +2.9% | -31.9% | +64.7% | -10.9% | -24.2% | -12.4% | +37.3% |
| Crescimento LPA (anual) | | +2.6% | +20.4% | +6.3% | -30.8% | +62.5% | -12.6% | -24.4% | -16.3% | +33.9% |
| Variação de Ações (anual) | | -0.6% | -1.4% | -3.2% | -1.9% | +0.4% | -0.7% | -0.9% | +0.7% | +0.8% |
| Crescimento FCF (anual) | | -31.5% | +95.3% | -36.2% | -37.3% | +213.6% | -14.3% | -53.7% | +19.8% | +9.2% |
| Margem Bruta | 93.1% | 90.8% | 89.3% | 86.3% | 77.0% | 103.1% | 93.5% | 66.6% | 60.3% | 65.9% |
| Margem Operacional | 39.9% | 38.9% | 37.6% | 37.1% | 25.9% | 47.2% | 38.5% | 23.5% | 19.2% | 24.7% |
| Margem EBITDA | 41.9% | 40.8% | 39.6% | 41.0% | 30.3% | 51.9% | 42.9% | 26.9% | 22.3% | 27.5% |
| Margem Líquida | 27.9% | 26.8% | 30.5% | 29.3% | 21.0% | 36.8% | 29.9% | 17.7% | 14.6% | 19.4% |
| Margem FCF | 32.5% | 21.0% | 39.3% | 23.4% | 15.5% | 51.5% | 40.3% | 14.6% | 16.4% | 17.4% |
| Taxa Efetiva de Imposto | 30.1% | 31.1% | 18.7% | 21.0% | 18.7% | 22.2% | 22.3% | 24.6% | 24.2% | 21.4% |
Dados por Ação (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| FCF por Ação | $4.93 | $3.40 | $6.73 | $4.44 | $2.84 | $8.86 | $7.65 | $3.57 | $4.25 | $4.61 |
| Dividendo por Ação | $1.89 | $2.04 | $2.35 | $2.59 | $2.69 | $2.84 | $3.03 | $3.04 | $3.15 | $3.35 |
| Ações em Circulação (Básicas) | $42.6M | $42.3M | $41.7M | $40.4M | $39.7M | $39.8M | $39.6M | $39.3M | $39.5M | $39.6M |
O que olhar em empresas de Financial Services
- Efficiency Ratio (≤55%) — Despesas operacionais / receita. Bancos top abaixo de 55%.
- ROA (≥1%) — Quanto ganham por cada euro de ativos. ROE engana em bancos pela alavancagem.
- ROTCE (≥12%) — Rentabilidade sobre Capital Tangível. Exclui goodwill e intangíveis.
- Capital / Ativos (proxy Tier 1) (≥8%) — Proxy do rácio de capital. FMP não expõe Tier 1 regulatório direto.
- P/B (1,0-1,5x) — Métrica clássica bancária. <1x pode ser oportunidade ou distress.
- Dividend yield sustentável (≥2%, <8%) — Bancos UE pagam 5-7% sem stress. >8% é sinal de distress.
Rentabilidade
| Margem bruta | 69.61% |
| Margem operacional | 28.07% |
| Margem líquida | 21.88% |
Saúde financeira
| Dívida / Patrimônio | 0.05 |
| Liquidez corrente | 5.59 |
Índices Chave (10 anos)
| Ano | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|
| P/L | 20.82 | 19.61 | 12.80 | 17.02 | 19.80 | 13.32 | 14.10 | 17.42 | 20.47 | 14.67 |
| P/VP | 3.26 | 2.94 | 2.21 | 2.99 | 2.21 | 2.07 | 2.33 | 2.01 | 1.69 | 1.46 |
| P/V | 5.81 | 5.26 | 3.91 | 4.99 | 4.16 | 4.84 | 4.07 | 2.95 | 2.73 | 2.55 |
| Margem Bruta | 93.1% | 90.8% | 89.3% | 86.3% | 77.0% | 103.1% | 93.5% | 66.6% | 60.3% | 65.9% |
| Margem Operacional | 39.9% | 38.9% | 37.6% | 37.1% | 25.9% | 47.2% | 38.5% | 23.5% | 19.2% | 24.7% |
| Margem Líquida | 27.9% | 26.8% | 30.5% | 29.3% | 21.0% | 36.8% | 29.9% | 17.7% | 14.6% | 19.4% |