Valuation dashboard for BankUnited, Inc. (BKU) with P/E 11.91, P/B 1.07, EV/EBITDA 23.5 and dividend yield 3.01%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions.
What would it be worth at its usual multiples?
Versus its usual multiples: expensive · Current P/B 1.1× · Multiples range: $32.67 · $44.37.
At a P/B Kaplio accepts for its ROTCE 9.0 % (0.8×) $33 (-24 %); at its peers' median (1.1×) $44 (+3 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
BankUnited, Inc. reported revenue of $1.34B in the most recent fiscal year, growing at a 5-year CAGR of 8.6%. Net income reached $268.4M, with a 6.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 52.4%, operating margin 11.7%, net margin 17.2%.
At $43.25 (closing price, November 3, 2026), BKU trades at a P/E of 11.91 and an ROE of 9.21%. Market capitalisation stands at $3.1B.
Balance sheet quality for BKU: debt-to-equity ratio of 0.88, current ratio of 0.33 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.91 |
| Price / Book | 1.07 |
| EV / EBITDA | 23.5 |
| Dividend Yield | 3.01% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| BKU | BankUnited, Inc. | $3.1B | 11.91 | 1.07 | 9.2% |
| FULT | Fulton Financial Corporation | $4.6B | 11.08 | 1.23 | 11.4% |
| WSFS | WSFS Financial Corporation | $4.1B | 12.56 | 1.56 | 12.4% |
| CATY | Cathay General Bancorp | $4.3B | 11.98 | 1.41 | 12.1% |
| WSBC | WesBanco, Inc. | $3.7B | 10.85 | 0.91 | 8.9% |
| FHB | First Hawaiian, Inc. | $3.1B | 11.38 | 1.10 | 9.8% |
| RNST | Renasant Corporation | $3.6B | 11.14 | 0.94 | 8.6% |
| FBP | First BanCorp. | $4.0B | 11.08 | 2.11 | 18.9% |
Price
| Price | $43.25 (closing price, November 3, 2026) |
| Market Cap | $3.1B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 9.21% |
| Return on Invested Capital | 2.25% |
| Return on Assets | 0.79% |
| Gross Margin | 52.41% |
| Operating Margin | 11.73% |
| Net Margin | 17.20% |
Related companies: FULT · WSFS · CATY · WSBC · FHB · RNST · FBP · CBU
Explore sector: Financial Services · Banks - Regional
More sections of BKU: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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